Investment Management

Investment Management: Diversification with Purpose

At Echo Wealth Management, your portfolio is customized to support your financial goals, liquidity needs, and income distributions—while proactively rebalancing to stay aligned with your objectives.

We offer institutional-level diversification—comparable to what a $100 million investor might access—delivered through a personal, boutique experience.

With our secure Echo Dashboard, you receive detailed performance reports and insights, helping you stay informed, empowered, and ready for what’s next.

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Why Diversification Matters

A landmark study found that 94% of long-term portfolio performance is driven by asset allocation—not by stock picking or market timing.

That’s why we focus on:

Aligning your portfolio to your risk profile and goals
Designing a globally diversified allocation
Using cost-effective investment tools that support long-term success

How Our Independence Benefits You

As an independent firm, we offer a broader and more objective investment approach:

We’re not restricted by in-house models or proprietary products
We explore the entire investing universe on your behalf
We built our investment philosophy and process—so we can clearly explain how it works and why it works

How We Diversify

We go far beyond basic diversification:

We actively shift among asset classes based on relative valuation to increase success probability
Actively managed ETFs—focused on profitability, cash flow, and fair valuation—enhance tax efficiency and risk management
We reduce unnecessary layers of cost to improve overall investment outcomes
When appropriate, we incorporate alternative investments such as private offerings, structured notes, and commission-free annuities
Our strategies help eliminate emotional investing decisions, giving you a steadier path forward

Objective, Unbiased Selection

We're not influenced by commissions or proprietary products. Instead, we carefully select best-in-class independent managers across each asset class.

Let’s build a portfolio designed for your future—not someone else’s agenda.

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Discovery Call

We offer a complimentary "Get Acquainted" call to learn more about your financial planning needs and share information on our firm to see if our services are right for you.

Does your portfolio have too much risk? Or not enough?

Take the guesswork out of discovering your tolerance for risk

Free Portfolio Risk Analysis

Investment Management Fees

The annual fee for investment management services will be charged as a percentage of assets under management, according to the schedule below:

Total Assets under Management Annual Fee

$0 - $1,000,000 ....................................... 1.00%

Next $2,000,000 ...................................... 0.80%

Next $7,000,000 ...................................... 0.60%

Next $5,000,000 ...................................... 0.40%

$15,000,001 plus ..................................... 0.25%

We charge only against those assets we consider to be managed.

For retirees, EWM typically requires a minimum account size or client relationship of $1,000,000 for investment management services. Client household where the total balance of all accounts is less than $1,000,000 will be accepted only on a case by case basis based on certain criteria (for example, future earning capacity, anticipated future additional assets, related accounts, family relationships and pro bono work).

EWM may waive or reduce advisory fees and/or minimums for certain clients, such as charitable organizations or employees and members of their families. The client’s Investment Management Agreement will outline the agreed upon fee.