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Alternatives to Tangible Gifts this Holiday Season

Limit Traditional Purchases by Substituting these Meaningful Gift Ideas Instead
December 16, 2019

Meaningful Alternative Gift Ideas

Alternative gifts can take many forms, but here you’ll find six suggestions to get you started.

1. Check a Box on Your Loved One’s To-Do List

Most people are busy around the clock these days, with only their most pressing to-do list items getting attention in any given day, week or month. Consider asking people what they need help with, then either complete the chore for them or join together to help them accomplish it. It could be something as simple as


Estate Plans Versus Wealth Transfer Plans

Estate Planning Alone Won’t Always Accomplish Your Family and Financial Goals
November 29, 2019

When it comes to estate planning, do you have your ducks in a row? Even if you have all the proper documentation in place, you may be missing an important piece of the puzzle if you don’t have a wealth transfer plan.

Estate Plans

Estate planning documents are the best way to ensure your assets are distributed according to your wishes when you die. When you pass away without a will or trust in place, state law will determine who receives your assets. Unfortunately, this may not be in


Receiving Social Security Benefits Abroad

Did you know that you can still collect Social Security benefits if you are living abroad?
November 15, 2019

Did you know that you can still collect Social Security benefits if you are living abroad? It’s true, outside of a few specific countries: Cuba, Ukraine, North Korea, or Vietnam or if the country has differing Social Security policies in place (like Lithuania and Monaco). To check if the country would pay you your Social Security visit:

https://www.ssa.gov/international/payments_outsideUS.html


Saving Goals at Every Age

No matter what your age, it is never too late or too early to start saving for retirement.
November 01, 2019

Each age comes with different life obstacles and expenses that can often derail a good savings plan. So, in this article, we will walk you through how best to save at different points in your life. It may feel like your nest egg is growing too slowly, but time and perseverance can get you where you want to be.


The Impact of Home Ownership in Retirement: Two Important Things to Consider

There’s no such thing as a money tree, right?
If there was, retirement planning would certainly be much easier.
October 17, 2019

If you’re one of the lucky ones, though – a retiree with substantial equity in your home – you’ve already got the next best thing to that money tree. The only question is, when and how should you cash in on it?

Retirement planning, in general, involves a very personal decision-making process. This is certainly true when you’re considering anything to do with your home. It is likely the biggest purchase you’ve ever made, it may represent an important goal you’ve accomplished, and it allows you


Automating Finances – Finding What Works Best For You

October 16, 2019

Have you ever wondered how to merge savings into your budget? What if there was a way to save efficiently without putting you in a panic about having enough money on hand to pay monthly expenses or for discretionary spending? Think about your spending habits for a second. Most of the time, we don’t even think twice about swiping a card or dishing out cash for smaller purchases and monthly expenses. If you live in an apartment, you pay rent. You might also have a car payment, utilities, or a



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Managing your wealth is a very personal subject, one we should discuss in a more personal setting.